J LIBRARY OF CONGRESS. J 



I ^%e// ,\\..Z5. 



J UNITED STATES OP AMERICA. J 



Instructions to Agents 



— AND — 



Rate Book 



-OF THE — 




MUTUAL LIFE INSURANCE 



COMPANY 






-^x>^cft>^-^^ 



BOSTON: 

Joseph McIntire, Printer, 

42 congress street. 

I87I. 






Entered according to Act of Congress, in the year 1872, by 

George B. Ager, 
in the Office of the Librarian of Congress, at Washington. 



To the Agents of the Company. 

Gentlemen : 

It is desirous that every Agent should 
carefully peruse the following pages, that 
they may become familiar with their duties. 
A strict compliance with the same will avoid 
much delay and annoyance in the transac- 
tion of Agency business. 



Yours 


respectfully, 






GEO. B. 


AGER, 

Secretary. 



INSTRUCTIONS TO AGENTS. 



Applications. 

Answers to all the questions should be fully and 
distinctly written. 

Always write the Christian name in full. 

Before forwarding the application to the Company, 
see that the date of birth corresponds with the age 
next birthday ; also, that the name of the Agent is 
written on the back of the application. 

The answers in the Certificate of the Medical 
Examiner must be made in his own handwriting ; 
otherwise the Certificate will not be accepted. 

Policies. 

The Policy or receipt must not be delivered to 
the applicant until the premium is actually paid, ac- 
cording to its terms. 

Agents will be held personally responsible for the 
premiums of policies so delivered by them. 

Whenever a policy" is not taken within sixty days 
from the date when the premium is due, it must be 
returned to the Company, marked on the outside 
" Not Taken." 

Whenever reference is made in your correspond- 



Instructions to Agents. 



ence to any particular policy, state the number and 
name. 

The Revenue Stamp on the policy must not be 
cancelled until the premium is actually paid and the 
policy delivered. 

Agents are not authorized to make, alter, dis- 
charge, or waive any condition of a policy. 

Collection of Premiums. 

Agents are not authorized to waive a forfeiture 
of a policy unless authorized so to do by the written 
assent of the President or Secretary. 

Agents are not authorized to endorse payments 
of premiums on the policy, nor to receive payments 
in behalf of the Company unless furnished with a 
receipt for the same signed by the President or Sec- 
retary. 

Receipts should be countersigned by the Agent, 
and the date when the premium is actually paid 
inserted before delivery. 

No partial payments of premiums are allowed to 
be received by the Agent, nor any payment to be 
received on his personal receipt. 

All receipts which are not paid within sixty days 
from the date when due, must be returned to the 
Company without the use of any discretion on the 
part of the Agent, and the reason why returned 
marked on the face of each receipt. 

Renewal receipts will be withheld in cases where 
any of the previous payments on the same policy 
remain unsettled. 



Instructions to Agents. 



Monthly Report. 

This subject should receive the closest attention 
of the Agent. 

The Schedule of Collections for each month will 
be sent from the Office of the Company, accompanied 
by the receipts named in the schedule. This same 
schedule sheet must be returned as the report, and 
not mutilated, either by a reduction or increase in 
its original size. If there should be any additional 
collections to be reported which are not named in the 
schedule, insert them on the same sheet received or 
on a separate sheet 

If any premiums named in the Schedule have not 
been collected by you, draw a line through the en- 
tries of such premiums, carry forward the footings 
of the collected premiums to the balance sheet, 
insert the items of charges, and forward the report 
with a draft for the balance due the Company. 

All policies and premium receipts must be col- 
lected without delay, and be reported to the Company 
at the expiration of the month in which such collec- 
tions are made. 

The Agent should see that the charges for com- 
missions are in accordance with his agreement with 
the Company. 

No credit will be allowed for any charge in the 
monthly report unless' the written permission of the 
Company is obtained before such charges are in- 
curred, and the proper voucher is forwarded with 
such report. 

Dividend receipts must be signed by the policy- 



Instructions to Agents, 



holder, otherwise they will not be considered proper 
vouchers. 

Advertising, Printing, and Stationery are not to 
be charged to the Company, nor will such a charge 
be allowed unless the written consent of the Com- 
pany shall have first been received. 

Reinstatement of Policies. 

Unless the premium be paid on or before the day 
it becomes due, the policy becomes forfeited by law 
and subject to the conditions of the " Non-Forfeiture 
Law of Massachusetts." It then becomes solely 
an act of grace or courtesy on the part of the Com- 
pany to reinstate the policy. 

When a reinstatement is asked for, the application 
for reinstatement must invariably be accompanied 
with a certificate of a new medical examination, and 
such certificate be accepted by the Company before 
reinstatement can be made ; such medical certificate 
to be free from any charge to the Company. The 
policy-holder will be charged with a proper fee for 
the expense of such reinstatement. 

The Agent is not authorized to reinstate any pol- 
icy or receive any premium on the same until he is 
notified by the Company that the application is ac- 
cepted, or to give a statement or promise of any 
kind whatever, concerning the reinstatement of a 
lapsed policy, before the reinstatement is approved 
by the Company. 



Instructions to Agents. 



Change of Policy. 

A Policy may be changed, provided an application 
for the new policy be made in the usual way, and 
sent to the Company with the old policy. 

Changes in the manner of paying premiums can 
only be made at the expiration of each policy year, 
and the policy forwarded to the home office for the 
proper endorsement. 

Surrender of Policies. 

Policies are not entitled to any surrender cash 
value unless one annual premium has been paid, 
and the request for the surrender is made to the 
Company on or before the time when the next un- 
paid premium becomes due. 

Requests for Paid-up Policies must be made in 
writing, signed by the policy-holder and payee, within 
thirty days after the time when the last unpaid pre- 
mium becomes due, otherwise the policy will con- 
tinue subject to the conditions of the Massachusetts 
Non-Forfeiture Law. 

Distribution of Surplus. 

Upon all policies that have paid one annual fire- 
rniwn in Cash, the distribution is declared and paid 
annually, and at the time of the payment of the next 
annual premium. 

Upon all policies that have paid three annual 
'premiums in part by note, it is declared and paid 



io Instructions to Agents. 



annually ; but the first distribution on this class of 
policies is made at the expiration of the third year, 
by being applied to the payment of the notes. 

Losses. 

Blank forms for proof of death will be furnished 
by the Company. 

The claim is payable at the office of the Company 
in Boston, sixty days after the proof is accepted by 
the Company. When the policy is for the benefit 
of a wife, the check of the Company, payable to her 
order, will be issued, and her receipt and the policy 
surrendered, is all that is required ; but when a 
party insures his life for his own benefit, the amount 
must be collected by an executor, or an administrator 
legally authorized to settle the estate; or if for the 
benefit of a minor, by a legally appointed guardian ; 
and the official certificate of the Probate Judge or 
Surrogate of the County to that effect, must be pre- 
sented at the office of the Company with the proof 
of death ; and the receipt of the executor, adminis- 
trator, or guardian, and the policy, to be delivered to 
the Company at the time of settlement. 

The following is the form of receipt to be signed 
and sent with the policy : 

RECEIPT FOR POLICY TERMINATED BY DEATH. 



Received fro?n the John Hancock Mutual Life 

Insurance Company Dollars, 

in full for Policy No. now terminated by the 
death of 



Memo, for Additional Instructions, 1 1 



1 2 Memo, for Additional Instructions. 



Memo, for A dditional Instructions. 1 3 



SPECIAL REMARKS 

RELATING TO TABLES OF PREMIUMS. 

The rates of premiums are always based on the 
age at nearest birthday. 

The Company always advocate the payments to 
be made " All Cash." 

Premiums may be paid annually, semi-annually, 
or quarterly, all Cash. 

If the insured desires to give a note for a part of 
the premium, it must not exceed the amounts desig- 
nated in the several classes of policies named below : 

On Ordinary Life Policies, not exceeding 40 per 
cent, of the premium. 

On Ten Annual Payment Life Policies, not ex- 
ceeding 25 per cent. 

On Ordinary Endowment Policies, running 20 or 
more years, not exceeding 20 per cent. 

On Ordinary Endowment Policies, running from 
10 to 20 years, not exceeding 15 per cent. 

On Ordinary Endowment Policies, running 10 
years, all Cash. 

Rates for Policies with Premium Loan will be 
4 per cent, higher for Life, and 8 per cent, higher 
for Endowment Policies, than those in the following 
Tables, and payments to be made Annually. 



Tables of Premiums. 



yoJin Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, , 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, , 

a a -, - a a a a 

a a -3Q a a a a 

a a 2C " u ii " 

a a 20 u u u " 

a u I C " a a " 

a a I0 a a a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

a a o - u a a a 

a a oq a a a a 

a a 2C a a u a 

it ii 20 " " " " 

ii ii j j- it a a a 

Single Payments, 
Payable in 40 years, or on prior decease, 

ii u or " " " " 

ii ii OQ M « K K 

ii ii 2C " " K " 

ii « 20 " " u " 

ii u j - ii a ii ii 

a a j ii a ii ii 

Note Premiums. — Increase the above Pre7?iiums four 



- 



Cash Premiums. Nearest Age 20. 




Annually. 


Semi-Annually. 


Quarterly. 




17.26 


8.98 


4.58 




38.52 


20.04 


10.21 




29. l6 


15.18 


7-74 




24.70 


12.85 


6.55 




295.99 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




21 .96 


II.42 5.82 




.24.98 


I2.99 


6.62 




29.49 


15.33 


7.82 




36.36 


18.9I 


9.64 




47-35 


24.62 


I2.55 




66.36 


34-51 


I7.60 




104.83 


54.52 


27.79 




46.20 


24.03 


12.25 




50.68 


26.36 


13-43 




56.68 


29.48 


15.03 




64.70 


33.64 


17.14 




74-95 


38.97 


I9.87 




88.10 


45-82 


23.35 




362.38 


No further payment. 




397.64 


a a a 




445.17 


" 




507.56 


U a u 




588.12 


u - a a 




691.29 


u u a 




822.68 


u a u 


per 


cent, on Life and e 


ight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

ii ii or " " " " 

U ii -2Q ii ii ii ii 

a u .-> - a a u a 

a a 20 u u " " 

n. " I C " " u " 

a a jq u a a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

a a o - tt it a tt 

a a qo u u " " 

u u r « << " « 

u u 20 " " u u 

a " I C " u u " 

Single Payments, 
Payable in 40 years, or on prior decease, 

a a or a ii a a 

a a ?q a a a a 

a a 2? a a a a 

a a 20 u u " u 

a u j r u a a a 

a a tq a a a a 

Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 2 I • 




Annually. 


Semi- Annually. 


Quarterly. 




17.42 


9.06 


4.62 




39-24 


20.41 


IO.40 




29.71 


15.46 


7.89 




25.18 


I3IO 


6.68 




301 .48 No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




22. l8 


n-53 


5.88 




25.I4 


13-07 


6.66 




29.63 


15.41 


7.85 




36.48 


18.97 


9.67 




47-44 


24.67 


12.58 




66.46 


34.60 


17.62 




104.89 


54.60 


27.81 




46.52 


24.20 


12.33 




50.92 


26.48 


i3-5o 




56.86 


29.58 


15.07 




64.80 


33-69 


17.18 


.... 


75.00 


39.00 


19.88 




88.15 


45.84 


23-36 




364.78 No further payment. 




399 


40 




446 


40 




508 


52 




588 


75 




691 


69 




822 


91 


per 


cent, on Life and eight per cent, on Endowment. 



yohn Hancock Mutual Life Instirance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen 

Twenty " " 



Single Payment, . T 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,. . 



a 


" 35 


u 


a 


a 


a 


a 


" 30 


ii 


a 


u 


" 


a 


" 25 


ii 


a 


a 


a 


" 


" 20 


ii 


a 


a 


a 


a 


" IS 


ii 


a 


a 


a 


a 


" 10 


ii 


a 


a 


a 


Ten 


Annual Payments, 




Payable 


in 40 years. 


or on 


prior 


decease, 


a 


" 35 


a 


a 


a 


u 


a 


" 30 


a 


a 


a 


ii 


a 


" 25 


a 


a 


a 


ii 


u 


" 20 


a 


a 


a 


ii 


ii 


" 15 


a 


a 


a 


ii 


Single Pay 


MENTS, 






Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 


a 


a 


" 


u 


a 


" 30 


a 


a 


a 


ii 


a 


" 25 


a 


a 


a 


ii 


a 


" 20 


a 


a 


a 


ii 


a 


" 15 


a 


a 


a 


ii 


a 


" 10 


a 


a 


a 


ii 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 2 2. 




Annually. 


Semi-Annually. 


Quarterly. 




I8.I4 


9-43 


48! 




40.OO 


20.80 


IO.61 




30-30 


15-77 


8.04 




25.67 


I3-36 


6.8l 




307-I5 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




22.40 


II .65 


5-94 




25-33 


13-17 


6.71 




29.78 


I5.49 


7.90 




36.60 


I9.O4 


9.71 




47-52 


24.7I 


12.60 




66.55 


34.60 


17.64 




104.97 


54.60 


27.83 




46.80 


24-34 


12.41 




51.12 


26.58 


13-55 




57.04 


29.66 


15. 12 




64.90 


33-76 


17.20 




75-05 


39-03 


19.90 


.... 


88.20 


45-86 


23-38 




367-36 


No further payment. 




401 .29 


a a a 




447.81 


" " " 




509.40 


it a a 




589-34 


a a u 




691.99 


u u il 




823.04 


a a a 


per 


cent, on Life and 


eight per cent, on Endowment. 



Jolin Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

" 30 

U U o- 

" " 20 

u u I5 

" 10 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 



a 


a 


35 




u .< a 


" 


a 


30 




u u a 


a 


(4 


25 




u t< a 




a 


20 
15 




u .. u 
u a it 


Sin 


GLE 


Pay 


MENTS, 


iyat 


le in 


40 y 


ears, 


or on prior decease, 




a 
a 


35 
30 




u 


a 




25 

20 




a u a 
a a a 


a 


a 


15 




a a u 


a 


a 


in 




a a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 23. 




Annually. 


Semi-Annually. 


Quarterly. 




I8.l6 


9.68 


4-94 




40.77 


21 .21 


I0.8I 


— 


30.90 


16.08 


8.20 




26.20 


I3-63 


6.95 




312.96 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




22.66 


11-79 


6.00 




25.52 


13-27 


6.76 




29-93 


I5.56 


7-93 




36-73 


19. ) 1 


9-74 




47.64 


24.78 


12.63 




66.65 


34.65 


I7.66 




105.03 


54.62 


27.84 




47.24 


24-57 


I2.52 




51.44 


26.75 


I3.64 




57-32 


29.81 


I5.I9 




65. 10 


33-84 


17.26 




75-25 


39.12 


I9.95 




88.25 


45.89 


23.39 




370.17 


No further payment. 




403.43 


a a a 




449-31 


a a a 




510.44 


a a u 




590.11 


a a u 




692.42 


it a u 




823-13 


u a u 


fte? 


r cent, on Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 
" " 35 



" 30 

« 2 , 

" " 20 

u I5 

" IO 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 

« u 35 

" " 30 

" " 25 

" " 20 

Single Payments, 
Payable in 40 years, or on prior decease, 

u u 35 

" " 30 

" 25 
" " 20 

" 15 



u u 



10 



a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 24. 




Annually. 


Semi- Annually. 


Quarterly. 




19. II 


9.94 


5.07 




41.53 


21 .62 


II .02 




3I-5 2 


16.40 


8-37 




26.74 


I39 1 


7.O9 




319.02 


No further payment. 




Annually. 


Semi-Annually. Quarterly. 




22.92 


II.92 6.07 




25-73 


13-33 


6.82 




30.II 


I5.65 


7.98 




36.85 


19.17 


9-77 




47.76 


24.84 


12.66 




66.73 


34-69 


17.68 




IO5. IO 


54.64 


27.86 




47.64 


24.78 


12.63 




51-77 


26.93 


13-73 




57-53 


29-93 


15.25 




65.30 


33-96 


I7-3I 




75-36 


39.20 


19.98 




88.45 


46.OO 


23-45 
• 




373^7 


No further payment. 




405.65 


u u a 




450.89 


u u a 




511.54 


a a a 




590.74 


u u a 




692.86 


u cc a 




823.35 


a a a 


per 


cent, on Life and t 


tight per cent, on Efidowment. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen k < " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



it 


" 35 " 


a 


u 


a 


tt 


« 30 « 


" 


a 


a 


a 


" 25 " 


a 


a 


a 


a 


" 20 " 


a 


a 


it 


" 


" 15 « 


" 


a 


a 


a 


" 10 " 


" 


a 


a 


Ten Annual Payments, 




Payable 


in 40 years, 


or on 


prior 


decease, 


it 


" 35 " 


" 


a 


a 


u 


» 30 " 


a 


a 


a 


It 


" 25 " 


u 


a 


a 


it 


" 20 " 


u 


a 


a 


n 


" i S " 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


it 


a 35 a 


a 


a 


a 


it 


» 30 " 


44 


a 


a 


11 


" 25 " 


a 


a 


a 


tt 


" 20 " 


u 


a 


a 


tt 


" I 5 " 


u 


a 


a 


n 


" IO " 


a 


a 


a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 2 5 ♦ 




Annually. 


Semi-Annually. 


Quarterly. 




I9.63 


IO-2I 


5.20 




42.44 


22.06 


II .25 




32.16 


16.73 


8.54 




27.29 


14 II 


7.24 




325.28 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




23.20 


12.06 


6.I5 




25.96 


I3-50 


6.88 




30.28 


15.78 


8.03 




37.00 


I9.24 


9.81 




47.84 


24.88 


12.72 




66.82 


34-75 


17-74 




IO5.I9 


54.69 


27.92 




48.08 


25.OI 


12.75 




52. 12 


27. IO 


13-81 




57.82 


30.08 


15-33 




65.46 


34.06 


I7-36 




75-55 


39 - 2 9 


20.03 




88.55 


46.04 


23-47 




376.30 


No further payment. 




408 


05 


" " 




452 


61 


a a u 




512 


65 


a a a 




59i 


49 


u u « 




693 


21 


" " " 




823 


60 


a a a 


Per 


cent, on Life and 


eight per cent, on Endow?nent. 



John Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

a a -, - a a u a 

a a -2Q a a u u 

a a 2c " u " " 

u a 20 " u a " 

a i, j - a a a a 

a a jq a u a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

a a <-, - u a a a 

<c a ->q a u a a 

a u - a u a a 

(4 c< 20 a u " " 

u t. j- a a a a 

Single Payments, 
Payable in 40 years, or on prior decease, 

a a n " a " it it, 

a a -,q a a a a 

a a or « « « a 

u a o a a a a 

a a t .- a a a a 

a a jq a u a a 

Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 2 6. 




Annually. 


Semi- Annually. 


Quarterly. 




20.18 


IO.50 


5-35 




43.28 


22.50 


11.47 




32.83 


17.07 


8.71 




27.86 


14.50 


7-39 




331-75 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




23-5I 


12.23 


6.23 




26.22 


I3'63 


6.95 


.... 


30.48 


15.85 


8.08 




37-i6 


19.32 


9.85 




47.98 


24.95 


12.72 




66.92 


34.8o 


17-74 




105.28 


54.76 


27.92 




48.53 


25.24 


12.87 




52.46 


27.28 


I3-9I 




58.03 


30.18 


15.38 




65.65 


34.14 


17.40 




75-65 


39-34 


20.06 




88.60 


46.08 


23.48 




379-88 


No further payment. 




410.70 


ii ii ii 




454-47 


a a a 




513-89 


a a a 




592.27 


a a a 




693.81 


a a a 




823.79 


a a a 


per 


cent, on Life and 


eight per cent, on Endowment. 



Jo Jin Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

" " 35 ' " 

a a -,q a a U a 

2 5 

" "20 " " " " 

.i ii j r " " " " 

a " IO " " " a 

Ten Annual Payments, 

PaYable in 40 years, or on prior decease, 

3:> 

a a -2Q a a a u 

" " 25 " " " " 

" " 20 " " " " 

it it j r " " " " 

Single Payments, 
Payable in 40 years, or on prior decease, 

" 35 " - " " 

" 30 " " ' k " 

" " 25 " " " " 

" " 20 " " " " 

" 15 " " " " 

a a jq a a a a 

Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 2"/. 




Annually. 


Semi-Annually. 


Quarterly. 




20-74 


IO.79 


5.50 




44.16 


22.97 


II .71 




33-52 


I7.44 


8.9O 




28.46 


I4.80 


7-55 




338-42 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




23 M 


I2.40 


6.32 




26.49 


n-11 


7.02 




30.69 


I5.96 


8.I4 




37-33 


I9.42 


9.90 




48.12 


25.02 


I2.76 




67.05 


34.87 


17.78 




105.36 


54.80 


27.94 




49.04 


25.50 


13.00 




52.85 


27.49 


I4.OI 




58.36 


30-36 


15-47 




65.85 


34-24 


17.46 




75.80 


39-42 


20. 10 




88.75 


46.16 


23.52 




3*3-63 


No further payment. 




413-5° 






456.50 






5>5-27 






593.08 






694.22 






823.98 




pet 


' cent, on Life and 


eight per cent, on Endowment. 

• 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 
tt tt 35 

a 3Q 

" " 25 

" " 20 

" 15 

" " IO 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 



a 


" 35 " 


u 


u a 


a 


u 3Q u 


a 


a a 


a 


" 25 " 


a 


a a 


a 


" 20 " 


a 


a a 


u 


a I5 u 


a 


a u 


Single Payments, 




iyab" 


e in 40 years, 


or on 


prior decease 


tt 


" 35 " 


a 


it a 


u 


u 3Q it 


a 


a a 


a 


a 25 a 


it 


a a 


a 


" 20 " 


a 


a a 


u 


it I5 it 


a 


a a 


u 


a IQ u 


a 


a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 28. 




Annually. 


Semi-Annually. 


Quarterly. 




2L34 


II .IO 


5.66 




45.12 


23-47 


II .96 




34-24 


17.81 


9.O9 




29. 10 


15-13 


7.72 




345-30 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




24.22 


I2.59 6.42 




26.79 


13-93 


7. IO 




30.93 


16.09 


8.20 




37-52 


19.51 


9-95 




48.26 


25. 10 


12.80 




67.I5 


34-92 


17.80 




IO5.46 


54.85 


27.96 




49.28 


25.63 


I3.06 




53-24 


27.69 


14. II 




58.68 


30.52 


15-55 




66. 10 


34-37 


17.52 




75.96 


39-51 


20. 14 




88.90 


46.24 


23.58 




387-63 


No further payment. 




416 


53 


a a a 




458 


65 


u « u 




516 


66 


u a a 




594 


00 


u u u 




694 


72 


a a u 




824 


72 


a a a 


per 


cent, on Life and t 


tight per cent, on Endowment. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen k < " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



a 


" 35 " 


U 


a a 


a 


" 30 " 


u 


a a 


a 


u 25 a 


a 


a a 


a 


" 20 " 


a 


a a 


a 


a I5 a 


a 


a a 


a 


" IO " 


a 


a a 


Ten Annual Payments, 


Payable 


in 40 years, 


or on 


prior decease, 


a 


" 35 " 


u 


a a 


a 


« 30 " 


a 


a a 


a 


" 25 "■ 


a 


a a 


a 


" 20 " 


a 


a a 


a 


" 15 « 


a 


a a 


Single Payments, 




Payable 


in 40 years, 


or on 


prior decease, 


a 


" 35 " 


a 


it a 


a 


« 30 " 


a 


a a 


a 


" 25 " 


a 


a a 


a 


« 20 " 


a 


a a 


a 


" 15 " 


a 


a a 


a 


" 10 " 


a 


a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 2C)» 




Annually. 


Semi-Annually. 


Quarterly. 




21-97 


II .42 


5.82 




46.08 


23.96 


12.22 




34-97 


18.I9 


9.29 




29.74 


1548 


7.9O 




352.43 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




24.63 


I2.8I 


6.53 




27. 12 


14. IO 


7.I9 




31.21 


16.23 


8.28 




37.72 


I9.62 


9-95 




48.40 


25.17 


12.80 




67.30 


35.00 


17.80 




IO5.55 


54.86 


27.96 




50. l6 


26.09 


13-30 




53-76 


27.95 


14.25 




59.04 


30.69 


15.65 




66.35 


34-51 


17-59 




76.I5 


39.60 


20. 19 




89.OO 


46.29 


23-59 




391-94 


No further payment. 




4)9 


87 


« a u 




461 


01 


u a a 




518 


25 


a ti a 




595 


02 


a u a 




695 


29 


a a a 




824 


48 


a a a 


per 


cent, on Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,. . 



a 


" 35 




a 


*> 


a 


a 


" 30 




it 


a 


u 


a 


" 25 




a 


a 


u 


it 


" 20 




a 


a 


a 


a 


" 15 




a 


a 


a 


a 


" 10 




a 


a 


a 


Ten Annual Payments, 




Payable 


in 40 years, 


or on 


prior 


decease, 




" 35 


a 


it 


a 


u 




" 30 


a 


a 


a 


u 




" 25 


a 


a 


a 


a 




" 20 


a 


a 


a 


a 




" is 


a 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


it 


" 35 




a 


a 


it 


a 


« 30 




a 


a 


a 


a 


" 25 




a 


a 


a 


a 


" 20 




a 


a 


a 


« 


" 15 




u 


a 


a 


a 


" 10 




a 


a 


a 



Note Premiums. — increase the above Premiums four 



Cash Premiums. Nearest Age 30. 




Annually. 


Semi- Ann uallv. Quarterly. 


. . . . 


22.62 


II .76 


6.00 




47.08 


24.48 


12.48 




35-76 


i 8 . 60 9-49 


.... 


30.40 


15.82 8.07 




359-73 


No further payment. 




Annually. 


Semi-Annuallv. 


Quarterly. 




25 .06 


13-03 


6.64 




27-47 


14.28 


7.28 




3I.48 


16.37 


8-35 




37-93 


I9.73 10.06 




48.56 


25.25 


12.88 




67.41 


35-05 


17.88 




105 .67 


54.96 


28.02 




50.82 


26.43 


13-47 




54.28 


28.23 


H-39 


— 


59.42 


30.89 


15-75 


• •• ■ 


66.60 


34-63 


17.65 


• • • • 


76.35 


39-71 


20.24 




89.20 


46.38 


23.64 




396.64 


No further payment. 




423-35 


a a a 




463.51 


U ii ii 




519.85 


ii ii ii 




595-93 


ii ii ii 




695.84 


ii ii ii 




824.68 


ii ii ii 


per 


cent, on Life and 


eight per cent, on Endowment. 



Jo Jin Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

u u -, - u a a a 

u a -,q n a a u 

u a 2C " u " " 

a t< 20 " " " " 

a .. t - a a a a 

a (^ tq a u a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

a a -, - u a .1 a 

u u -,q u a u a 

a u 2c u " " a 

a (4 20 " u " u 

a .. t - a a u a 

Single Payments, 
Payable in 40 years, or on prior decease, 

it a -, - u a a a 

a a -,q a a u a 

u a 2c " u " " 

a u 20 u " " " 

a •* I " " a " a 

a << tq a a a u 

Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 3 I . 




Annually. 


Semi-Annually. 


Quarterly. 




23.29 


12.11 


6.17 




48.09 


25.02 


12.75 




36-55 


I9.03 


9.70 




31.12 


16.I9 


8.26 




2,6j .34 No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




25-54 


13.28 


6.77 




27.87 


14.49 


7-39 




31-79 


16.53 


8-43 




38<i7 


I9.86 


10. 12 




48.77 


25.36 


12.93 




67.56 


35-13 


17.92 




105.79 


55.00 


28.05 




51.52 


26.79 


13-66 




54.80 


28.50 


14.52 




59.80 


31.09 


15.85 




66.90 


34.80 


17-74 




76.55 


39.82 


20.30 




89.30 


46.44 


23.67 




401 .62 No further payment. 


427.23 " " " 


. . . . 466.30 " " " 


52]. 81 " " " 


597.10 


696.47 " " " 


825.03 


per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



- 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



it 


U 35 u 


a 


a 


" 


a 


" 30 " 


a 


a 


a 


a 


u 25 a 


a 


u 


a 


a 


" 20 " 


a 


a 


u 


a 


" I 5 « 


a 


a 


u 


a 


" IO " 


a 


a 


K 


Ten 


Annual Payments, 




Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 " 


a 


a 


a 


a 


" 30 " 


a 


a 


a 


a 


" 25 " 


a 


a 


a 


a 


« 20 " 


a 


a 


a 


a 


« 15 " 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


u 


" 35 " 


a 


it 


a 


a 


« 30 « 


u 


a 


a 


a 


« 25 " 


a 


a 


a 


a 


a 20 u 


u 


a 


a 


a 


« 15 << 


a 


a 


a 


it 


" IO " 


a 


a 


a 



Note Premiums. — Increase the above Pre?nin?ns four 



Cash Premiums. Nearest Age 32. 




Annually. 


Semi-Annually. 


Quarterly. 




24.05 


I2.5I 


6-37 




49.17 


25.58 


13.04 




37-39 


I9.46 


9-93 




31.84 


16.56 


8.45 




375-17 


No further payment. 




Annually. 


Semi-Annually. Quarterly. 




26.06 


13.55 6.9I 




28.27 


14.70 


7-49 




32.12 


16.70 


8.52 




38.44 


I9.99 


10. 19 




48.97 


25.47 


12.99 




67.70 


35.20 


17-95 




IO5.89 


55.08 


28.08 




52.26 


27.18 


13-86 




55-36 


28.78 


14.67 




60.20 


31-31 


15.96 




67.25 


34 -9 6 


17.82 




76.80 


39-93 


20.36 




89.5O 


46.53 


23-73 




406.87 


No further payment. 




43L37 


u u u 




469.27 


u a a 




523'78 


a a a 




598-34 


u u a 




697. IO 


u a a 

- 




825.27 


u a a 


per 


cent. 011 Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen k < " 

Twenty " " 



Single Payment, 

ENDOWMExNT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

U U 33 u .. .. u „ 

u « 30 « « 

k > 2 i- u u ,4 

a a 2Q a 

u I5 a 

a a jo « a u 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



u 


" 3° 


« 


a 


a 


M 


u 


" 25 


a 


(4 


a 


t< 


« 


" 20 


u 


« 


a 


" 


u 


" 15 


a 


" 


" 


" 


Single Payments, 






iyab] 


e in 40 y 


ears, 


or on 


prior 


decease, 


a 


" 35 


u 


a 


£< 


u 


" 


« 30 


a 


u 


ii 


u 


a 


" 25 


« 


a 


a 


t. 


a 


" 20 


H 


a 


a 


.. 


a 


" 15 


a 


u 


a 


a 


it 


" 10 


a 


u 


a 


u 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 33. 




Annually. 


Semi- Annually. 


Quarterly. 




24.83 


12.91 


6.58 




50.28 


26.15 


13-33 




38-23 


19.89 


10.15 


.... 


32-59 


16 95 


8.65 




383-25 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




26.6l 


13-83 


7.05 




28.74 


I4.94 


7.62 




32.48 


16.89 


8.6l 




38.72 


20. 14 


10.27 




49.I9 


25-57 


I3.04 




67.85 


35-28 


I7.99 




I06.O3 


55.12 


28. 10 




53.OO 


27.56 


I4.05 




56.OO 


29. 12 


I4.84 




60.70 


31-57 


l6. IO 




67.54 


35-12 


I7.9O 




77.05 


40.08 


20.43 




89.65 


46.62 


23.76 




412.65 


No further payment. 




435-^4 


a a a 




472.53 


a a a 




525.99 


a u a 




599.68 


a a a 




697.77 


a a u 




825.62 


a a a 


per 


• cent, on Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,. . 

" 35 
" " 30 

u u 25 

u « 2Q 

" " 15 

" " IO 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 





" 35 " 


(( 


a 


a 




« 30 « 


U 


a 


a 




" 25 " 


a 


a 


u 




« 20 " 


u 


u 


a 




" 15 " 


u 


u 


a 


Single Payments, 






lyafr 


e in 40 years, 


or on 


prior 


decease, 


u 


" 35 " 


c< 


a 


Ci 


a 


" 30 " 


c< 


a 


u 


u 


" 25 " 


u 


a 


a 


u 


" 20 " 


u 


a 


a 


u 


«■ 15 « 


a 


a 


a 


a 


" 10 " 


a 


a 


a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 34. 




Annually. 


Semi-Annually. 


Quarterly. 




25.63 


13-33 


6.79 




51.40 


26.73 


I3.62 




39- 13 


20.36 


IO.39 




33-37 


-I7-36 


8.86 




39I-63 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




27 . 22 


14.15 


7.21 




29.24 


15.21 


7-75 




32.89 


17. IO 


8.72 




39-04 


20.31 


10.35 




49.40 


25.68 


13.10 




68.05 


35-40 


18.04 




106. l6 


55.24 


28.16 




53-86 


28.OI 


14.28 




56.64 


29.40 


15.02 




60.94 


3I.69 


.6.15 




67.90 


35-31 


18.00 




77.25 


40.17 


20.48 




89.80 


46.69 


23.80 




418.79 


No further payment. 




440.67 


" " " 




476 . 08 


u cc a 




528.38 


a a a 




60 I . 07 


a a a 




698 . 49 


u a a 




825.88 


a it a 


per 


cent, on Life and 


eight per cent, on Endow?nent. 



yoJin Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

it a -> - a a a a 

a a oq « a a " 

u a 2c " " ii a 

it a 20 " " u u 

a "* T " " u " " 

a a jq a it a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

it a ~c a a ,t a 

it it -,Q H H it it 

a a 2? " " " " 

a a 20 " " u u 

a a j r " " « " 

Single Payments, 
Payable in 40 years, or on prior decease, 

it it ^r " " u " 

u a oq a a a a 

a a 2T " " " " 

a a 20 " " " a 

a a j r « " a " 

tt a jq a a a a 

Note Premiums. — Increase the above Premiu??is four 



Cash Premiums. Nearest Age 3 5 • 




Annually. 


Semi-Annually. 


Quarterly. 




26.49 


13-77 


7,02 




52.58 


27-34 


13-94 




40.06 


20.84 


IO.63 




34-21 


17.79 


9.07 




400-22 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




27.86 


I4.49 


7-38 




29.80 


15.50 


7.9O 




33-32 


17-33 


8.84 




39-37 


20,48 


IO.44 




49.68 


25 '83 


13-17 




68,25 


35 '48 


I8.IO 




106.27 


55.28 


28.18 




54.72 


28.46 


I4.5I 




57-36 


29,83 


15.21 




61.75 


32.12 


16.37 




68.30 


35-52 


l8. 11 




77-55 


40.32 


20.56 




90,00 


46,80 


23.86 




425 '34 


No further payment. 


445 '88 


it it a 


479.87 


a a a 


531.25 


a a it 


602. ;g 

* y 

699.27 


a it a 


826.26 


it a a 


per cent, on Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 
" " 35 
" 30 
" " 25 
" " 20 

it it j- 

tt a IQ 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 
" " 35 

ti u ^ 

u u 25 

" " 20 



" " 15 

Single Payments, 
Payable in 40 years, or on prior decease, . 
" " 35 

it U 3 Q 

it u 25 

" " 20 

a u I5 

a a IO 



Note Premiums. — Increase the above Pre?niums four 



Cash Premiums. Nearest Age 36. 




Annually. 


Semi- Annually. 


Quarterly. 




27.38 


14.24 


7.26 




53.80 


27.97 


I4.26 




41 .00 


21-33 


10.88 




35.06 


18.24 


9-3i 




409 . I 2 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




30.40 


I5.80 




8.06 




33-8i 


17.58 


8.97 




39-76 


20.68 


IO.54 




49.96 


25.98 


I3-I9 




68.45 


35.60 


I8.I4 




* 106.43 


55-33 


28.21 




58.09 


30.25 


I5.40 




62.35 


32.43 


16.53 




68.75 


35-76 


l8.22 




77.80 


40.46 


20.62 




90.15 


46.88 


23.90 






No further payment. 




451-47 


u a u 




484.11 


a a a 




533-82 


a a a 




604.34 


a a u 




700.22 


a a a 




826.56 


a a it 


per 


cent, on Life and < 


tight per cent, on Endowment. 



yoJin Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen u " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



35 
30 
25 
20 

15 



Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



a 


" 35 " 


a 


u 


a 


a 


" 30 " 


a 


a 


a 


" 


u 25 u 


u 


u 


a 


a 


" 20 " 


a 


a 


a 


a 


u I5 u 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 " 


tt 


a 


a 


u 


" 3° " 


a 


a 


a 


a 


" 25 " 


a 


a 


a 


a 


" 20 " 


a 


a 


a 


a 


« i S " 


a 


a 


a 


a 


a I0 « 


a 


a 


a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 37* 



Annually. 



28.34 
55.08 

42.00 

35-98 



Semi-Annuallv. 



I4.74 
28.64 
21.85 
1872 



Quarterly. 



7-5i 
14.60 
11. 15 

9-55 



418.32 



No further payment. 



Annually. 



31 


04 


34 


33 


40 


17 


50 


28 


68 


65 


106 


60 


58 


96 


63 


00 


69 


20 


78 


*5 


90 


40 



Semi-Annually. Quarterly 



16 


H 


1 7 


85 


20 


88 


26 


14 


35 


69 


55 


44 


30 


67 


32 


76 


36 


00 


40 


64 


47 


00 



8 


23 


9 


1 1 


10 


65 


13 


33 


18 


20 


28 


26 


15 


63 


16 


70 


18 


34 


20 


72 


23 


96 



457 


53 


488 


64 


536 


94 


606 


72 


701 


26 


826 


99 



No further pay: 



ment. 



per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease 

a a -,- a a a a 

a a -2Q it a a u 

a a ~ a a a a 

^O 

a a 20 " " u u 

a a j r w a a a 

a a jq a a a it 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

ii it or it H H a 

a ii -,q « « a a 

a a o - « i< ii ii 

u a 20 ii ii ii " 

a a t - a a a a 

Single Payments, 
Payable in 40 years, or on prior decease, 

a a ~r a a a <* 

a a oq a a a a 

a a 2? a a a a 

a a 20 " il " M 

ii ii t r u it ii it 

a a jq ii ii ii ii 

Note Premiums. — Increase the above Premiums four 



yoJin Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,. . 



a 


" 35 


it 


a 


a a 


" 


« 30 


a 


a 


a a 


" 


" 25 


it 


a 


a a 


" 


" 20 


a 


a 


a a 


" 


" 15 


a 


a 


a a 


a 


" 10 


a 


a 


a a 


Ten 


Annum. Payments, 


Payable 


in 40 years, 


or on 


prior decease 


u 


" 35 


it 


a 


.i a 


a 


" 3° 


a 


a 


a a 


a 


" 25 


" 


a 


it u 


a 


" 20 


" 


a 


a a 


a 


" 15 


it 


a 


a a 


Single Pay 


MENTS, 




Payable 


in 40 years, 


or on 


prior decease, 


a 


" 35 


a 


it 


it a 


a 


" 30 


a 


a 


a a 


a 


« 25 


a 


a 


a a 


a 


" 20 


" 


a 


it a 


a 


" 15 


a 


a 


a a 


a 


" 10 


a 


a 


a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 39' 



Annually. 



30-44 

57-73 
44.15 

37-93 



Semi-Annually. 



15-83 
30.04 
22.96 
19-73 



Quarterly. 



8.07 

15-31 
II .72 

IO.07 



437-6i 



No further payment. 



Annually 



32.56 

35 '57 
41 .16 
51 .02 
69,22 
106,98 



60.85 
64.45 
70.30 
78,85 
90.90 



Semi-Annually. 



16.93 
18.50 
21 .40 
26.54 
36,00 
55,64 



31*65 

33-5^ 
36,56 

41 .00 
47.28 



Quarterly. 



8 


63 


9 


44 


10 


9i 


13 


52 


18 


35 


28 


37 


16 


13 


17 


08 


18 


64 


20 


90 


24 


10 



470,97 
498.94 
544-19 

610.77 

703-50 
827.83 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



Jo Jin Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty i; " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

a a -, -■ a a a 

a a oq a a a 

" " 25 " " " 

it a 20 a 6i " 

it a * - a ti a 

a a tq a a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

a a ^h a a a 

a a ^q a a a 

a a 2C 't a a 

a a 20 " " u 

it a j ,- a a a 

Single Payments, 
Payable in 40 years, or on prior decease, 

a a o .- " a a 

a a -,Q a a a 

a a 2? " ii u 

a a 20 " " M 

a u j r « a a 



a a 



a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age z|_0. 



Annually. 



31-58 
59.16 

45-32 
38-95 



Semi-Annually. 



16.42 

30-77 
23.58 
20.27 



Quarterly. 



8.37 
15.68 
12.03 
IO.34 



447.74 



No further payment. 



Annually. 



33 


40 


36 


3i 


4i 


72 


5i 


48 


69 


56 


107 


19 


61 


90 


65 


30 


70 


92 


79 


35 


9i 


20 



Semi-Annually. 



I.7.38 

18.88 
21 .69 
26.77 
36.17 

55-73 



32.20 

33-96 
36.88 
41.25 
47-44 



Quarterly. 



9.62 
II .06 
13.65 
18.44 
28.42 



16.4I 

17.31 
18.80 
2J.03 
24.18 



478 


71 


504 


66 


548 


22 


613 


34 


704 


96 


828 


39 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

" " 35 
" " 30 
" " 25 
" " 20 
" " 15 
" 10 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



a 


" 35 " 


u 


a 


a 


a 


" 30 " 


u 


u 


a 


a 


" 25 " 


iC 


a 


a 


it 


" 20 " 


a 


a 


a 


a 


u I5 u 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 " 


it 


a 


a 


u 


« 30 " 


u 


a 


a 


it 


" 25 " 


a 


a 


u 


a 


" 20 " 


u 


u 


a 


a 


" 15 " 


a 


a 


a 


a 


u Tn u 


a 


it 


it 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age A I 



Annually. 



32 
60 
46 
40 



65 
52 
08 



Semi-Annually. 



I7.06 

3I-56 
24.20 
20.85 



Quarterly. 



8.70 
16.08 

12-35 
IO.64 



458.21 



No further payment. 



Annually. 



37.08 
42.36 
5I.96 
69.95 
IO7.45 



66.25 
7I.65 
79.85 
91 .60 



Semi-Annually. 



19 


28 


22 


03 


27 


02 


36 


36 


55 


84 


34 


44 


37 


26 


4i 


52 


47 


64 



Quarterly. 







9 


83 


11 


23 


13 


77 


18 


54 


28 


48 


17 


56 


19 


00 


21 


17 


24 


28 



511.03 
552.69 

616.25 
706.48 
829.02 



No further payment 



Per cent, on Life and eight per cent, on Endowment. 



Jo Jin Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, , 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,. . 

3.) 

" " 30 

" 25 

" " 20 

" " 15 
u IQ 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 

u a ^- a a a a 

a a ~,q « « « « 

a a 2c u a " u 

a a 20 u " u a 

« a T C " " " " 

Single Payments, 
Payable in 40 years, or on prior decease, . 

" " 35 

« 30 

" " 25 

" " 20 

u I5 

" 10 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age zj.2. 



Annually. 



34.08 
62.20 



469.04 



Annually. 



37 
43 
52 
70 
107 



67 
72 
80 
92 



08 
56 
35 
78 



20 

35 
40 
00 



517 
557 
619 
708 
829 



77 
66 

S3 
26 

33 



Semi-A 



72 
36 
05 

45 



Quarterly. 



9.04 
16.50 
12.78 
IO.94 



No further payment. 



Semi-Annually 



19 
22 

36 
56 



34 
37 
4i 
47 



Quarterly. 



74 
40 

33 
57 
04 



95 
64 
80 
84 



10.07 
11.42 

13-94 
1S.65 
28. ;8 



17.81 
19.18 
21.31 
24.38 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

" " 35 

" 30 

" " 25 

" " 20 

u u I5 

" " 10 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



« 


" 35 


u 


« 


.(. 


c< 


a 


" 30 


a 


a 


u 


u 


a 


" 25 


u 


a 


a 


u 


u 


" 20 


a 


a 


a 


a 


a 


" i5 


a 


a 


« 


a 


Single Pay 


MENTS, 






Payable 


in 40 years, 


or on 


prior 


decease 


u 


" 35 




a 


a 


u 


a 


" 30 




a 


a 


u 


a 


" 25 




a 


a 


a 


a 


" 20 




a, 


a 


a 


u 


" 15 




u 


u 


a 


u 


" 10 




a 


a 


u 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 4.3. 




Annually. 


Semi-Annually. 


Quarterly. 




35-44 


18.43 


9.40 




63.85 


33' 20 


16.92 




49.15 


25.56 


I3.04 




42.50 


22. 11 


1 1 . 28 




480 . 2 1 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




38.92 


20.24 


IO.32 




43.85 


22.80 


H-63 




53.16 


27.64 


I4.O9 




70.85 


36-84 


18.78 




108.14 


56.20 


28.66 




68.35 


35.56 


I8.I2 




73.25 


38.08 


I9.42 




8I.I0 


42.17 


21 .50 




92.45 


48.08 


24.5I 






No further payment. 

a a a 




525.09 


a a a 




562.94 


a a a 




622.93 


a a a 




710.26 


a a it 




830.58 


a a a 


ftei 


r cent, on Life and 


eight per cent, on Endowment. 



Jo Jin Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen a " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



a 


" 35 " 


u 


a a 


a 


" 30 " 


a 


tt tt 


a 


" 25 " 


a 


tt a 


a 


u 2Q u 


a 


a a 


a 


u I5 u 


a 


a a 


a 


u IO u 


a 


a a 


Ten 


Annual Payments, 


Payable 


in 40 years, 


or on 


prior decease, 


a 


" 35 " 


a 


a a 


a 


« 30 " 


a 


a a 


a 


" 25 " 


tt 


a a 


a 


" 20 " 


a 


tt a 


a 


u I5 u 


a 


a a 


Single Payments, 




Payable 


in 40 years, 


or on 


prior decease, 


a 


" 35 " 


a 


n a 


a 


« 30 « 


a 


a a 


a 


« 25 « 


tt 


a a 


a 


" 20 " 


a 


a u 


tt 


" 15 - 


a 


a a 


a 


" 10 " 


a 


a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 44. 



Annually. 



36.90 

65-55 
50.54 
43.82 



Semi-Annually. 



I9.I9 

34-09 
26.29 
22.79 



Quarterly. 



9.78 
17.38 
13-41 
II.63 



49I.76 



No further payment. 



Annually. 



39 
44 
53 
7i 
108 



69 

74 
81 

93 



96 

72 

84 
40 

55 



60 
25 



Semi-Annually. 



Quarterly. 







20 


7S 


23 


25 


28 


00 


37 


12 


56 


4i 


36 


20 


38 


62 


42 


54 


48 


36 







10 


60 


n 


86 


14 


27 


18 


93 


28 


77 


18 


45 


J 9 


68 


2J 


68 


24 


65 



S33 
568 
626 
712 

831 



08 
97 

95 

69 

65 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen* " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



u tt 35 u 


" 


a 


it 


" 30 " 


a 


" 


a 


u u 25 « 


a 


a 


a 


" 20 " 


a 


a 


a 


u u I5 tt 


a 


a 


a 


" " 10 " 


« 


a 


a 


Ten Annual Payments, 




lyable in 40 years, 


or on 


prior 


decease 


" " 35 " 


a 


a 




tt a 3Q tt 


44 


u 




" " 25 " 


" 


a 




" " 20 " 


a 


a 




it a TC it 


a 


a 





Single Payments, 

Payable in 40 years, or on prior decease,. 
u a 35 

it 3Q 
a u 25 

" " 20 

" " 15 

it tt IQ 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 4 5* 




Annually. 


Semi-Annually. 


Quarterly. 




38.46 


20.00 . 


I0.20 




67-35 


35-04 


17.86 




52.OO 


27.04 


I3.8I 




45.18 


23 51 


II.99 




503.61 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




41 . 12 


2I.38 


IO.9O 




45.69 


23.76 


12. 12 




54.64 


28.42 


I4.49 




72.02 


37-44 


19. IO 




IO9.OO 


56.68 


28.9O 




70.90 


36.88 


18.80 




75'30 


39.16 


I9.96 




82.65 


42.96 


21 .90 




93-70 


48 . 72 


24.84 






No further payment. 

a ' a a 










542 


54 




575 


27 


a a u 




631 


16 


a a a 




714 


90 


a a a 


.... 


832 


72 


a a a 


per 


cent, on Life and 


eight per cent, on Endowinent. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,. . 



it 


" 35 " 


a 


a 


a 


it 


« 30 " 


a 


it 


u 


a 


u 2 . « 


a 


a 


a 


a 


« 2Q « 


a 


a 


a 


tt 


" 15 " 


a 


a 


a 


a 


c< IO « 


a 


a 


a 


Ten 


Annual Payments, 




Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 " 


u 


a 


u 


a 


«< 30 « 


a 


a 


ii 


a 


" 25 " 


a 


it 


a 


a 


" 20 " 


a 


a 


a 


a 


" 15 " 


a 


u 


a 


Single Payments, 






Payable 


in 40 years. 


or on 


prior 


decease. 




" 35 " 


U 


it 


i* 




« 30 " 


a 


it 


a 




" 25 " 


a 


a 


a 




a 2Q u 


a 


a 


a 




u J. « 


a 


c< 


tt 




" IO " 


a 


it 


u 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 46. 




Annually. 


Semi- Annually. 


Quarterly. 




40.09 


20.86 


10.63 




69.16 


35-97 


18.34 




53-52 


27.84 


14.20 




46.64 


24.28 


12.38 




515.66 


No further payment. 




Annually. 


Semi- Annually. 


Quarterly. 




46.72 


24.29 


I2.39 




55.48 


28.85 


14.71 




72.65 


37-77 


I9.26 




IO9.5] 


56.96 


29.04 




76.45 


39.76 


20.27 




83.50 


43-42 


22.13 




94.25 


49.02 


24.99 






No further payment. 

u a a 




582.II 


a a a 




635-82 


a a u 




717.65 


u a a 




833-94 


a a a 


per 


cent, on Life and 


eight per ce7it. on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Pavable in 40 years, or on prior decease, . . 
" u 35 



" 30 
" 25 
" 20 
" 15 



Ten Annual Payments, 
PaYable in 40 years, or on prior decease, 



" 30 

" 25 

" 20 



« I5 

Single Payments, 
Payable in 40 years, or on prior decease. 



JO 

- 30 
., 2 - 

" 20 

" 15 
" 10 



Note Premiums. — Increase the above Pi'emiums four 











Cash Premiums. Nearest Age 47. 




Annually. 


Semi-Annually. 


Quarterly. 


4I.84 


21 .76 


II .09 




71.05 


36.96 


18.84 





55.18 


28.70 


I4.65 


... 


48.20 


25 .OO 


I2.79 





528.OO 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 


::::: 




47-88 


24.90 


I2.70 




56.40 


29-33 


H-95 




73-40 


38.16 


I9.46 




IIO.08 


57-25 


29.28 




77.70 


40.40 


20.6o 




84.50 


43-94 


22.40 




95-00 


49.40 


25.I9 






No further payment. 

it a it 




589.29 


it a a 

a a a 




640.74 


a a a 




720.45 


a a a 




835.2I 


a it a 


pei 


r cent, on Life and 


eight per cent, on Endowment. 



Joh,7i Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

" " 35 
" " 30 

« « 2J 

" " 20 

" 15 

" " 10 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 

" " 35 
" " 30 

u 25 

" " 20 



" 15 

Single Payments, 
Payable in 40 years, or on prior decease, 

" " 35 

u u ^o 

" 25 

" " 20 

u I5 

" " IO 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age zl.8. 




Annually. 


Semi-Annually. 


Quarterly. 




43.60 


22.67 


II.56 




73-^5 


38.OO 


19-37 




56.88 


29.58 


15.09 




49.84 


25-93 


13-23 




540.54 


No further payment. 




Annually. 


Semi-Annually. Quarterly. 




49-12 




25.54 




13.02 




57-44 


29.87 


I5-23 




74.20 


38.57 


I9.67 





110.69 


57.56 


29.36 




79.00 


41.08 




20.94 




85.50 


44-47 


22.67 





95.80 


49.84 


25.40 






No further payment. 




597.00 






645.95 






723-63 






836.57 




per 


cent. 07i Life and t 


— 

light per cent. 011 Endowment. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

" " 35 
" " 30 

a a 25 

" " 20 

a u I5 

it it IO 

Ten Annual Payments, 

Payable in 40 years, or on prior decease, 
a a 35 

" " 30 

a a 25 

" " 20 



a a I5 

Single Payments, 
Payable in 40 years, or on prior decease, . 

" " 35 
a 3Q 

a a 25 

" " 20 

a u I5 

it u IQ 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age /\.Q* 




Annually. 


Semi-Annually. 


Quarterly. 




45.62 


23.72 


12. IO 




75-05 


39 -°4 


I9.90 




58.60 


3o-49 


15.56 




51.51 


26.80 


I3.40 




553-34 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




50.48 


26.25 


13.38 




58.52 


30.43 


I5.5I 




75.00 


39.OO 


I9.89 




in -33 


57.88 


29.50 




80.45 


4I.84 


21.32 




86.60 


45.04 


22.96 




96.60 


50.24 


25.61 






No further payment. 

u a a 




605. 10 


u u a 




651.67 


a u u 




727.01 


a ic a 




838.03 


a a u 


per 


cent, on Life and 


eight per cent, on Endowinent. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,, . 
" " 35 

u tt ^Q 

tt u 25 

" " 20 

tt I5 

" " 10 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 

tt u -> - a a tt a 

a a -,q a a a it 

a a 2c iC u " " 

a a 20 u u " " 



a a y r tt a a a 

Single Payments, 
Payable in 40 years, or on prior decease, . 

tt it 35 

tt tt 3 o 

u tt 25 

" " 20 

" " 15 



Note Premiums. — Increase the above Premiwns four 



Cash Premiums. Nearest Age CJO. 




Annually. 


Semi- Annually. 


Quarterly. 




47.72 


24.82 


I2.65 




77-15 


40. 12 


20.46 




60.45 


31-45 


16.05 




53-32 


27-73 


14.14 




566.21 


No further payment. 




Annually. 


Semi- An nually. 


Quarterly. 




51-93 


27.OI 


13-77 




59-73 


30.55 


15.84 




76.00 


39-52 


20. l6 




i] 2. 06 


58.28 


29.72 




81 .90 


42.60 


21 .71 




87.80 


45-66 


23.28 




97.50 


50.69 


25.84 






No further payment. 


614.50 




657.73 


a a a 


730.52 


a a a 


839.70 


u a a 


per cent, on Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Instcrance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty •" " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



tt 


" 35 


a 


it 


a 


a 


a 


" 30 


" 


a 


a 


a 


a 


" 25 


a 


a 


a 


a 


a 


" 20 


a 


a 


a 


a 


a 


" 15 


a 


a 


u 


a 


a 


" 10 


it 


a 


it 


a 


Ten 


Annual Payments, 




Payable 


in 40 y 


ears, 


or on 


prior 


decease 


a 


" 35 


u 


a 


.< 


a 


a 


" 30 


a 


u 


it 


a ■ 


a 


" 25 


" 


a 


a 


a 


a 


" 20 


- 


a 


a 


a 


a 


" 15 


a 


it 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 


a 


a 


a 


u 


a 


" 30 


u 


a 


a 


a 


a 


" 25 


a 


a 


a 


a 


a 


" 20 


a 


a 


a 


a 


a 


" 15 


a 


a 


a 


a 


a 


" 10 


a 


a 


a 


a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 5 I • 




Annually. 


Semi-Annually. 


Quarterly. 




49.89 


25.95 


13-23 




79-34 


41.25 


21.03 




62.36 


32.45 


16.55 




55.20 


28.72 


I4.64 




579-41 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




6l .05 


3I-76 


16.18 




77.05 


40 . 08 


20.43 




112.85 


58.65 


29.92 






89. 10 


46.33 


23.62 




98.5O 


51 .22 


26. 12 






No further payment. 

u u a 


.... 664.22 




734.45 


a a a 


841.47 


a a a 


per cent, on Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

a a -, - a a ti a 

a a -3Q u u a a 

a a 2c u u u li 

a a 20 " " " u 

u ~ J ~ " " " u 

a a j a a a u 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, , 

a a -, - a a a a 

u u oq u a a a 

a u 2; " " u " 

u u 20 " " u u 

a •• 1 ~ u " u " 

Single Payments, 
Payable in 40 years, or on prior decease, 

u .. -,- a u a a 

a a ~q a a a a 

a a 2c u u " " 

u a 20 u u " " 

u a j r <•<• " " " 

u a jq a a a a 

Note Premiums. — Inc?-ease the above Premiums four 



Cash Premiums. Nearest Age £2. 



Annually. 



52.20 
8l.6o 
64-35 
57-24 



592.76 



Annually. 



62.45 

78.20 

II3.70 



90.60 
99.60 



67I.18 
738.63 
843-36 



Semi-Annually. 



27.I4 

42.44 

33-47 
29.77 



Quarterly. 



I3.84 
21.63 
17.08 
15.18 



No further payment. 



Semi-Annually. 



Quarterly. 



32.47 
40.68 
59-12 



47.12 
5I.80 




No further payment. 



per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



a 


" 35 " 


U 


a 


a 


a 


a 3Q u 


a 


a 


K 


a 


it 25 u 


a 


a 


a 


u 


" 20 " 


u 


a 


a 


u 


" I 5 " 


a 


u 


c< 


a 


" IO " 


a 


a 


a 


Ten 


Annual Payments, 




Payable 


in 40 years, 


or on 


prior 


decease 


a 


" 35 " 


a 


a 




a 


« 30 « 


a 


c< 




a 


" 25 " 


a 


a 




a 


" 20 " 


a 


a 




a 


» TC " 


a 


a 





Single Payments, 
Payable in 40 years, or on prior decease, . 

" " 35 
" " 30 

" " 25 
" " 20 

u a I5 

" " 10 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age £ 3 • 




Annually. 


Semi-Annually. 


Quarterly. 




54.64 


28.42 


14.49 




84.OO 


43-68 


22.26 




66.45 


34-57 


^7^3 




59.21 


30.82 


15.72 




606.25 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




64.02 


33-29 


I9.25 




79-45 


41.32 


21 .06 




114.66 


59.64 


30.43 




92. 10 


47-88 


24.42 




100.80 


52.24 


26.72 






No further payment. 




678.48 






743-o5 






845.48 






cent, on Life and 


eight per cent, on Endowment. 



JoJi7i Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, , 

ii ii .3 r « tt tt tt 

a a oq a a a a 

a a 2C ii " u u 

it a 20 " " u " 

a .. j - tt ii ii a 

a a T q it a a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

a a «r tt tt a a 

a a oq tt a a it 

a a 2c " u a " 

a a 20 a M " tt 

a " 1 ~ " u " " 

Single Payments, 
Payable in 40 years, or on prior decease, 

a a -, - c< c< a a 

a a oq a a a a 

a a 2c " u " " 

a a 20 " " a " 

a a j r << «* « M 

a a tq a u u c< 

Note Premiums. — Increase the above Premiums four 



- ■ ■■ 

Cash Premiums. Nearest Age ^4* 




Annually. 


Semi-Annually. 


Quarterly. 




57-25 


29.78 


I5.18 




86.40 


44.92 


22.90 




68 . 70 


35-73 


18.24 




61.56 


32.04 


16.34 




619.92 No further payment. 




Annually. Semi-Annuaily. 


Q uarterly. 




66.76 


38.58 


I7.70 




80.85 


42.04 


21.44 




II5.68 


60.15 


30.68 




93-70 


48.72 


24.84 




I02. 12 


53-io 


27.06 




No further payment. 




686.16 




747-85 




847.62 " " " 


per 


cent on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



u 


" 35 " 


a 


a 


a 


a 


» 30 " 


a 


a 


a 


a 


" 25 " 


a 


a 


u 


a 


" 20 " 


a 


a 


a 


a 


« 15 " 


u 


a 


a 


a 


" 10 " 


a 


a 


a 


Ten 


Annual Payments, 




Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 " 


a 


,t 


a 


u 


« 30 " 


u 


a 


a 


a 


" 25 " 


a 


a 


u 


a 


" 20 " 


a 


a 


a 


u 


« 15 " 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


u 


" 35 " 


a 


a 


a 


a 


« 30 " 


a 


a 


a 


u 


" 25 " 


a 


a 


a 


a 


" 20 " 


a 


a 


a 


a 


» i S « 


a 


a 


a 


a 


" 10 " 


a 


a 


u 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 5 5 • 




Annually. 


Semi-Annually. 


Quarterly. 




60 . OO 


3I.20 


I5.9I 




88.90 


46.24 


23.56 




71.05 


36.05 


18.86 




64.05 


33-32 


16.99 




633-7I 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




67.65 


35-i8 


17-94 




82.30 


42.80 


21 .82 




Il6. 8l 


60.75 


30.96 




95.40 


49.60 


25.29 




IO3.50 


53.82 


27.44 






No further payment. 


694.43 




753.05 


a a a 


850.03 


u u a 


per cent, on Life and 


eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co, 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 

a a ~, - a a u 

a u q u it a 

a u 2? " " " 

a a 20 " u " 

u u \C u u " 

a a j a a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



a 


" 35 


u 


u 


a a 


a 


" 30 


a 


a 


a a 


a 


" 25 


a 


a 


a a 


a 


" 20 


t( 


a 


a a 


a 


" 15 


u 


a 


a a 


Single Payments, 




Payable 


in 40 years, 


or on 


prior decease, 


a 


" 35 


u 


u 


£4 iC 


a 


" 30 


u 


a 


iC iC 


a 


" 25 


a 


a 


a u 


a 


" 20 


a 


a 


a u 


a 


" 15 


a 


a 


a a 


a 


" 10 


i( 


u 


a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 56. 




Annually. 


Semi-Annually. 


Quarterly. 




62.95 


32.73 


16.69 




91 .60 


47.64 


24.28 




73-50 


38.24 


I9.5I 




647 . 66 


No further payment. 




Annually. 


Semi-Annually. Quarterly. 




83.90 


43-^4 




22.24 




II8.03 


61.37 


3I.29 




105.07 


54.64 


27.86 






No further payment. 

it it tt 

it a a 




758.64 


it a a 
u it a 
a tt a 




852.69 


a a a 


per 


cent, on Life and 


eight per cent, on Endowment. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, , 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



a a 


35 " 


a a 


30 " 


a it 


25 " 


a a 


20 " 


a a 


15 " 


a a 


TO a 



Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



a 


a 35 u 


a 


a 


a 


a 


« 30 " 


a 


a 


a 


it 


" 25 " 


a 


a 


a 


a 


" 20 " 


u 


a 


a 


a 


" 15 « 


a 


a 


it 


Single Payments, 






lyabl 


e in 40 years, 


or on 


prior 


decease, 


a 


" 35. " 


a 


a 


a 


a 


« 30 " 


a 


a 


a 


a 


" 25 " 


a 


a 


a 


a 


« 20 " 


a 


a 


a 


a 


« 15 " 


a 


it 


a 


a 


u 1Q a 


a 


a 


a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age ^ J. 



Annually. 



66. 10 

94- 30 
j6. 10 



Annually. 



85.7I 
II9.49 



I06.69 



764.44 
855.52 



Semi-Annually. 



34-37 
49.04 
39.60 



Quarterly. 



17.52 
25.OO 
20.20 



661 .70 No further payment. 



Semi-Annually. 



44.56 
62. 15 



Quarterly. 



22.73 
3I.69 



55.48 



28.28 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



yohn Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease,. . 
" " 35 

it it ^Q 

" " 25 

« 20 

" 15 

" " 10 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



a 


" 35 " 


a 


a 


a 


it 


« 30 " 


a 


a 


a 


a 


" 25 « 


a 


a 


a 


a 


« 20 " 


a 


a 


a 


a 


« 15 " 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease 


a 


" 35 " 


a 


a 


Ct 


u 


« 30 « 


a 


a 


u 


u 


" 25 " 


u 


a 


a 


u 


" 20 " 


a 


it 


a 


u 


« I5 a 


u 


a 


a 


a 


" IO a 


it 


a 


a 



Note Premiums. — Increase the above Premiwns four 



Cash Premiums. Nearest Age $8. 



Annually. 



675.84 



40 
90 



Annually 



87.71 
I20.93 



I08.50 



770.79 
858.56 



Semi-Annually. 



36.09 
50.52 
41.04 



Quarterly. 



18.40 
25.76 
20.94 



No further payment. 



Semi-Annually. 



45.60 
62.86 



56.42 



Quarterly. 



23.26 
32.05 



28.77 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



Jo Jin Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " , 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

a a ~~ " << « a 

u u ,q a a a u 

a a 2C " u a a 

it a 20 " u a u 

a a j h a u a a 

a u jq a u a a 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, 

a a -> ~ £4 a .t a 

a a oq « « u a ' 

£4 44 2C a " a a 

a u 20 u " " a 

a a j r « " « « 

Single Payments, 
Payable in 40 years, or on prior decease, 

u a o- <■<• " a a 

a a oq u a (4 a 

a a 2C a W W '< 

u a 20 " a a " 

a a j r « « « t< 

a « tq a a a a 

Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 59* 




Annually. 


Semi-Annually. 


Quarterly. 


.... 


72.95 


37-43 


19-34 




IOO. 19 


52. 12 


26.56 




8l.80 


42.55 


21 .70 




69O.OI 


No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




89.85 


46.72 


23.82 




122.47 


63.70 


32.48 




IIO.54 


57.46 


29.30 






No further payment. 

a u a 
it u a 




777-48 


a a a 

66 66 a 
66 66 66 




861.80 


66 66 66 


pe> 


r cent, on Life and 


eight per cent, on Endowment. 



yohn Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



it 


" 35 " 


a 


a a 


a 


« 3Q u 


u 


a a 


a 


" 25 " 


u 


a a 


a 


" 20 " 


a 


a « 


a 


u I5 u 


a 


a a 


a 


" 10 " 


u 


a « 


Ten , 


Annual Payments, 


Payable 


in 40 years, 


or on 


prior decease, 


a 


" 35 " 


a 


a a 


it 


« 30 " 


a 


a a " 


a 


" 25 " 


" • 


a u 


u 


« 20 " 


u 


a a 


a 


" 15 " 


u 


a a 


Single Payments, 




Payable 


in 40 years, 


or on 


prior decease, 


u 


" 35 " 


u 


a a 


a 


" 30 « 


a 


a a 


6i 


" 25 " 


a 


c< a 


a 


" 20 " 


« 


a a 


a 


u I5 u 


a 


a a 


a 


u Tn « 


a 


u a 



Note Premiums. — Increase the above Pre7niums four 



Cash Premiums. Nearest Age 6o. 




Annually. 


Semi-Annually. 


Quarterly. 




76.75 

103-34 
84.80 


39-92 

53-72 
44.10 


20.34 
27.38 
22.50 




704.33 No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




92.22 

124-33 




47.96 
64.68 




24.46 
32.96 




112.75 


58.62 


29.88 




No further payment. 

a a a 
a a a 
a a a 
a a a 

784.63 
865.36 


per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



" " 35 " 


a 


.. 


a 


" " 30 " 


a 


a 


a 


" " 25 " 


a 


a 


a 


u 2Q u 


• u 


it 


a 


" " 15 " 


a 


a 


a 


" " 10 " 


a 


a 


a 


Ten Annual Payments, 




Payable in 40 years, 


or on 


prior 


decease 


" " 35 " 


a 


a 




" 30 " 


a 


a 




" 25 " 


a 


a 




" 20 " 


a 


a 




u u TC « 


a 


a 





Single Payments, 
Payable in 40 years, or on prior decease, . 

" " 35 
" " 30 
" " 25 
" " 20 
" 15 
" " 10 



Note Premiums. — Increase the above Preiniums four 



Cash Premiums. Nearest Age 6 I ■ 



Annually. 



80.80 
106.68 



718-73 



Annually. 



I26.35 



Semi-Annually. 



42.00 
55.48 



Quarterly. 



21 .42 
28.29 



No further payment. 



Semi-Annually. 



Quarterly. 



65.70 



33-48 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 

LIFE POLICIES. 

Ordinary Annual Payments, , 

Ten " " 

Fifteen " " 

Twenty " " . , 

Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, 

a a ,-, ~ u a a a 

a a -,q a a a a 

a a -, - a a a a 

a a 20 " " " " 

a .. j - a a a a 

a a tq a a a a 

Ten Annual Payments, 
Payable in 4G years, or on prior decease, 

a a -, - a a a a 

a a oq a a a a 

u a 2c il u " " 

a a 20 u u " a 

a •* 1 " " " " " 

Single Payments, 
Payable in 40 years, or on prior decease, 

a a o- a a a it 

a a oq a a a a 

a >. o- " « « c< 

a a 20 u << a " 

a " 1 " u u u " 

a a tq « a a a 

Note Premiums. — Increase the above Preniiums four 



Cash Premiums. Nearest Age 6 2. 



Annually. 



85.OO 

no. 17 



Semi -Annually. 



44.20 

57-32 



Quarterly. 



22.54 
29.22 



J33 . 83 No further payment. 



Annually. 



128.28 



Semi-Annually. Quarterly 



66.7I 



34-04 



873-35 



No further payment. 



per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co. 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



a 


u 35 a 


a 


a 


a 


u 


" 30 " 


ii 


a 


a 


it 


'< 25 a 


ii 


u 


a 


a 


" 20 " 


ii 


a 


a 


a 


a I5 a 


ii 


u 


a 


a 


" IO " 


ii 


u 


a 


Ten 


Annual Payments, 




Payable 


in 40 years, 


or on 


prior 


decease, 


a 


a ~ - ii 

3:> 


a 


•< 


a 


a 


" 30 " 


a 


a 


a 


a 


it 25 u 


a 


a 


a 


a 


" 20 " 


a 


a 


a 


a 


" 15 " 


u 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 " 


« 


a 


a 


a 


" 30 " 


u 


a 


a 


a 


" 25 " 


u 


a 


a 


it 


" 20 " 


a 


a 


a 


a 


« 15 " 


a 


a 


a 


a 


" 10 " 


a 


a 


a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 63* 




Annually. 


Semi-Annually. 


Quarterly. 




89.60 
II3-83 


46.60 
59.20 


23-75 
30.17 




747 .29 No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 




I30.9I 


68.05 


34-69 












No further payment. 

a u a 
a a u 
a a a 

877.52 " " " 


per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance Co, 



LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 



" 


" 35 " 


li 


a a 




a 3Q a 


a 


a a 




it 25 tt 


a 


a a 




a 2Q u 


a 


a a 




" 15 « 


a 


a tt 




it IO it 


a 


a a 


Ten 


Annual Payments, 


Payable 


in 40 years, 


or on 


prior decease, 


it 


" 35 " 


tt 


it a 


a 


« 30 " 


a 


tt a 


a 


" 25 " 


a 


a u 


a 


a 2Q « 


u 


a a 


a 


u , 5 « 


a 


a a 


Single Paymeni 


'S» 




Payable 


in 40 years, 


or on 


prior decease, 


tt 


« 35 « 


u 


i< a 


it 


« 30 « 


tt 


a a 


a 


" 25 " 


it 


a a 


u 


" 20 " 


it 


n a 


a 


■« IS « 


it 


a a 


a 


" 10 " 


a 


a a 



Note Premiums. — Increase the above Premiums four 



Cash Premiums. Nearest Age 64. 




Annually. - 


Semi-Annually. 


Quarterly. 




94-45 
117.69 


49.12 
6l .20 


25.04 
31.22 




761.52 No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 


:::: 


133-53 


69.40 




35.40 













882.27 


No further paym 

it u u 

u a u 
u a u 
u u u 
u a u 
u u u 


ent 



per cent, on Life and eight per cent, on Endowment. 



John Hancock Mutual Life Insurance' Co. 



.LIFE POLICIES. 

Ordinary Annual Payments, 

Ten " " 

Fifteen " " 

Twenty " " 



Single Payment, 

ENDOWMENT POLICIES. 
Ordinary Annual Payments, 
Payable in 40 years, or on prior decease, . . 
" " 35 

u « 25 

" " 20 

« a I5 

« a IQ 

Ten Annual Payments, 
Payable in 40 years, or on prior decease, . 



it 


" 35 " 


a 


a 


a 


u 


" 30 « 


a 


a 


it 


a 


" 25 « 


a 


it 


a 


it 


'< 20 " 


« 


it 


a 


it 


« 15 " 


a 


a 


a 


Single Payments, 






Payable 


in 40 years, 


or on 


prior 


decease, 


a 


" 35 " 


a 


a 


u 


a 


" 30 " 


a 


a 


a 


a 


" 25 " 


a 


a 


a 


a 


« 20 " 


a 


a 


a 


a 


" i S " 


a 


u 


a 


a 


a I0 « 


a 


u 


a 



Note Premiums. — Increase the above Pre?niums four 



Cash Premiums. Nearest Age 65. 




Annually. 


Semi- Annually. 


Quarterly. 




99.70 
121 .79 


51.84 
63-35 


26.43 
32.32 




775.67 No further payment. 




Annually. 


Semi-Annually. 


Quarterly. 


.... 


136.39 


70.90 


36.16 








■ 




No further payment. 

887.29 " " " 


per cent, on Life and eight per cent, on Endow?nent. 



The 

NON-FORFEITURE LAW 

OF MASSACHUSETTS. 

[Chap. 186.] 

An Act to Regulate the Forfeiture of Policies of 
Life Insurance. 

Be it enabled, &>c, as follows : 

Sect. i. No policy of insurance on life, hereafter issued by 
any company chartered by the authority of this Commonwealth, 
shall be forfeited or become void by the non-payment of premium 
thereon, any further than regards the right of the party insured 
therein to have it continued in force beyond a certain period, to be 
determined as follows, to wit: The net value of the policy, when 
the premium becomes due and is not paid, shall be ascertained, 
according to the " combined experience," or "actuaries' " rate of 
mortality, with interest at four per centum per annum. After de- 
ducting from such net value any indebtedness to the company or 
notes held by the company against the insured, which notes if 
given for premium shall then be cancelled, four-fifths of what re- 
mains shall be considered as a net single premium of temporary 
insurance, and the term for which it will insure shall be determined 
according to the age of the party at the time of the lapse of pre- 
mium, and the assumptions of mortality and interest aforesaid. 

Sect. 2. If the death of the party occur within the term of 
temporary insurance covered by the value of the policy, as deter- 
mined in the previous section, and if no condition of the insurance 
other than the payment of premium shall have been violated by 
the insured, the company shall be bound to pay the amount of the 
policy, the same as if there had been no lapse of premium, any 
thing in the policy to the contrary notwithstanding: provided, 
however, that notice of the claim and proof of the death shall be 
submitted to the company within ninety days after tire decease ; 
and provided, also, that the company shall have the right to de- 
duct from the amount insured in the policy the amount at six per 
cent, per annum of the premiums that had been foreborne at the 
time of the death. [Approved, April 10, 1861. 



WHOLE-LIFE POLICIES. 
EXTRACT FROM TABLE, 

Under the Non-Forfeiture Law of Mass., 

Showing the term, in years and days, during 
which Whole-Life Policies, forfeited by non-pay- 
ment of premium, will be continued in force 
from the time of lapse, according to the number 
of Premiums paid in Cash, for the amotint of 
the origifial insurance. 





] 






2 


1 


5 1 


| J 





t3 


Premium. 


Premiums. 


Premiums. 


Pre, 


VII UMS. 


b£ fa 

< t 


m 




(A 




■ 




■ 






> 


>> 
P 


(5 


P 


n 


n 
P 


7 


P 
324 


20 


256 




155 


3 


264 


21 


263 




169 


3 


299 


8 


T> 


22 


271 




184 


3 


334 


8 


85 


23 


278 




j 99 


4 


3 


8 


149 


24 


285 




213 


4 


38 


8 


211 


25 


293 




228 


4 


72 


8 


272 


26 


300 




242 


4 


107 


8 


3 2 6 


27 


307 




257 


4 


141 


9 


7 


28 


315 




271 


4 


176 


9 


44 


29 


322 




286 


4 


211 


9 


7i 


30 


329 




300 


4 


246 


9 


87 


31 


337 




3i5 


4 


282 


9 


92 


32 


344 




330 


4 


3i8 


9 


88 


33 


352 




345 


4 


356 


9 


78 


34 


362 




360 


5 


26 


9 


53 


35 


« 3 


2 


12 


5 


56 


9 


24 


36 


1 11 


2 


29 


5 


78 


8 


35i 


37 


1 20 


2 


47 


5 


93 


8 


308 


38 


1 29 


2 


65 


5 


99 


8 


258 


39 


1 39 


2 


82 


5 


96 


8 


202 


40 


1 49 


2 


96 


5 


86 


8 


141 


4i 


1 57 


2 


106 


5 


69 


8 


76 


42 


1 64 


2 


109 


5 


45 


8 


5 


43 


1 66 


2 


106 


5 


15 


7 


295 


44 


1 65 


2 


98 


4 


344 


7 


217 


45 


1 61 


2 


86 


4 


305 


7 


136 



15 

Premiums. 



■ 


vi 


CZ 


>, 


> 


P 



12 
12 
12 



47 

9i 
121 



12 142 
12 149 

12 145 

12 130 

12 105 

12 72 

12 26 

34i 
282 
218 
148 
74 



10 359 
10 274 
10 184 



10 
9 



9i 
359 
258 
154 



9 
9 

9 48 

8 304 

8 194 

8 83 



ANNUITY TABLE, 

Showing the amount in consideration of which the 
Company will gra7it, during the life of a party of 
either sex, an Annuity of gioo. 



Age. 

49 

50 
5< 
52 
53 
54 

55 
56 
57 
58 
59 
60 
61 
62 

63 
64 

65 

66 

67 
68 



Males. 


Females. 


Age. 


Males. 


$1210 


$1304 


70 


$656 


H87 


1282 


71 


626 


I 163 


1262 


72 


597 


1139 


1238 


73 


570 


III5 


1214 


74 


542 


I090 


H87 


75 


512 


I063 


Il6l 


76 


497 


I037 


I 134 


77 


474 






7% 


451 


IOI3 


I I09 






984 


IO79 


79 


428 


957 


I05I 


80 


405 


93i 


1026 


81 


389 


905 


998 


82 


368 


878 


973 


83 


345 


852 


947 


84 


324 


824 


908 


85 


304 


800 


889 


86 


287 


770 


850 


87 


273 


742 


826 


88 


264 


715 


794 


89 


256 


685 


763 

1 


90 


245 





COMBINED 


EXPERIENCE 


TABLE, 










SHOWING THE 










Law 


r of Mortality and Expectat 


ion of Life, 






At every age, among Assured Lives. 






Age. 


Living. 


Dying. 


Expec- 
tation. 


Age. 


Living. 


Dying. 


Expec- 
tation. 




IO 


1 00000 


676 


48.36 


55 


63469 


1375 


16.86 




ii 


99324 


674 


47 


68 


56 


62094 


1436 


16 


22 




12 


98650 


672 


47 


01 


57 


60658 


1497 


15 


59 




13 


97978 


671 


46 


33 


58 


59161 


1561 


14 


97 




14 


97307 


6 7 i 


45 


64 


59 


57600 


1627 


14 


37 




I 5 


96636 


671 


44 


96 


60 


55973 


1698 


13 


11 




16 


95965 


672 


44 


27 


61 


54275 


1770 


13 


18 




17 


95293 


673 


43 


58 


62 


52505 


1844 


12 


61 




18 


94620 


675 


42 


88 


63 


50661 


1917 


12 


05 




19 


93945 


677 


42 


*9 


64 


48744 


1990 


n 


5i 




20 


93268 


680 


4i 


49 


65 


46754 


2061 


10 


97 




21 


92588 


683 


40 


79 


66 


44693 


2128 


10 


46 




22 


91905 


686 


40 


°9 


67 


42565 


2191 


9 


96 




23 


91219 


690 


39 


39 


68 


40374 


2246 


9 


47 




24 


90529 


694 


38 


68 


69 


38128 


2291 


9 


00 




25 


89835 


698 


37 


98 


70 


35837 


2327 


8 


54 




26 


89137 


703 


37 


27 


71 


335io 


2351 


8 


10 




27 


88434 


708 


36 


56 


72 


3H59 


2362 


7 


67 




28 


87726 


7H 


35 


86 


73 


28797 


2358 


7 


26 




29 


87012 


720 


35 


15 


74 


26439 


2339 


6 


86 




30 


86292 


727 


34 


43 


75 


24100 


2303 


6 


48 




31 


85565 


734 


33 


1^ 


76 


21797 


2249 


6 


n 




32 


84831 


742 


33 


01 


11 


19548 


2179 


5 


76 




33 


84089 


75o 


32 


30 


78 


17369 


2092 


5 


42 




34 


83339 


758 


3i 


58 


79 


15277 


1987 


5 


09 




35 


82581 


767 


3° 


87 


80 


13290 


1866 


4 


78 




36 


81814 


776 


3° 


i5 


81 


1 1424 


1730 


4 


48 




37 


81038 


785 


29 


44 


82 


9694 


1582 


4 


18 




38 


80253 


795 


28 


72 


83 


8112 


1427 


3 


90 




39 


79458 


805 


28 


00 


84 


6685 


1268 


3 


63 




40 


78653 


815 


27 


28 


85 


5417 


IIII 


3 


36 




4i 


77838 


826 


26 


56 


86 


43o6 


958 


3 


10 




42 


77012 


839 


25 


84 


87 


3348 


811 


2 


84 




43 


76173 


857 


25 


12 


88 


2537 


673 


2 


59 




44 


753i6 


881 


24 


4° 


89 


1864 


545 


2 


35 




45 


74435 


909 


23 


69 


90 


1319 


427 


2 


n 




46 


73526 


944 


22 


97 


91 


892 


322 


1 


89 




47 


72582 


981 


22 


27 


92 


57° 


231 


1 


67 




48 


71601 


1021 


21 


56 


93 


339 


155 


1 


47 




49 


70580 


1063 


20 


87 


94 


184 


95 


1 


28 




5° 


69517 


1 108 


20 


18 


95 


89 


52 


1 


12 




5i 


68409 


1156 


19 


5o 


96 


37 


24 





99 




52 


67253 


1207 


18 


82 


97 


13 


9 





89 




53 


66046 


1261 


18 


16 


98 


4 


3 





75 




54 


64785 


1316 


i7-5o 


99 


1 


1 


0.50 



